福利代理 & 政府

作为一个有执照的经纪人团队, LBMC就业伙伴提供从上到下的员工福利中介服务. Through our full-service brokering options, 我们可以为公司提供最具竞争力的福利待遇. Our team eases the burden of benefit selection, 招生, 教育, 合规, 和管理, allowing you to focus on running your business.

另外, 我们为您的员工提供全方位的服务，包括为导航提供便利, 管理, 发展, and implementation of a customized wellness program. 甚至更好的, 明升体育app下载工资单客户也接受福利代理，享受工资单和福利活动之间的无缝集成.

客户感言

With a team of more than 100 members, 我们正在寻找一家拥有人力资源管理服务的区域性公司，该公司拥有稳定的员工结构，我们可以与之建立长期的合作关系, and we found that with LBMC就业伙伴. 我们利用他们的人力资源管理服务来计时，工资和福利经纪服务. 我们还实现了UKG Ready，以提高团队成员的招聘和入职效率.

Middle Tennessee Not-for-profit organization

LBMC雇佣合作伙伴负责为明升体育app下载诊所购买健康保险和员工补偿. 明升体育app下载团队很小，所以我们对保险公司没有营销能力. 我们可以通过LBMC就业伙伴获得更好的健康保险计划, which is one of the main reasons we decided to partner with them.

Office Manager at a 诺克斯维尔 law firm

Going out and getting our own health insurance seemed almost impossible. 这是LBMC EP给我们带来的最大好处之一——我们被纳入了他们更大的员工群体，可以享受他们的保险计划.

Director of 金融 at a 诺克斯维尔 animal shelter

After learning everything LBMC就业伙伴 could do for us, 我们意识到，让明升体育app下载人力资源和薪资服务提供商来管理明升体育app下载员工福利非常有意义，而且价格也很有竞争力. LBMC EP has streamlined the new hire onboarding process, improved our time-card and paid time off collections, and offered an improved way to store payroll records. 对我来说, 明升体育app下载合作关系中最重要的是，我可以直接打电话给明升体育app下载任何LBMC EP专业人士，并得到信任和及时的建议和指导.

President of 诺克斯维尔 travel agency

LBMC EP’s 福利代理服务 include:

Negotiation of Contract Variables & 利率
- Contract review of all plans proposed
- Comparison of rates to current and proposed group products
- 确定影响涨价的关键因素/与市场和当前计划进行比较
- 审查利用率数据
Reconciliation of Billing 状态ments from all Benefit Providers
- Assist with reconciliation of group products
- 提供核对报表
- Address issues impacting 招生 and/or collection of premium
政府 and Communication of all Benefit Plans
Employee Benefit Advocacy Service for all Eligible Participants
眼镜蛇管理
Limited access to Employee Navigator, our online 招生 tool

When it comes to employee benefits brokering, 您准备好告别多供应商关系，迎接高效的合作关系了吗, 成本效益的方法来运行您的业务，并确保有竞争力的福利包率为您的员工?

How to Choose the Best Employee 好处 Broker for Your Business

提供丰厚的福利可以让雇主在其他公司中获得竞争优势吸引顶尖人才. 但是，在着陆之前完善的福利待遇, companies first must find the right employee benefits broker.

福利可能是公司除了工资之外最大的开支之一，找到合适的代表来管理这笔钱不是一件容易的事.

这里有一些建议，为您的企业选择最好的员工福利经纪人:

早点出发. 开始招聘新员工福利经纪人的最佳时机是在续签之后, 去年福利方案谈判带来的所有挑战依然历历在目. 至少, 公司应该在公开登记前六个月开始寻找他们的员工福利经纪人.
建立一个庞大的候选人库. There’s no shortage of employee benefits brokers, and companies shouldn’t limit themselves when scanning the field for options. By talking to several different brokers, 雇主可以更多地了解哪些服务可以提供，哪些对他们的公司有益.
征求建议. 使用人力资源管理协会(Society for 人力资源 Management, SHRM)很容易找到经纪人的名单。, but it’s much better to ask around for recommendations. 其他企业主, 人力资源经理, 或者董事会成员是寻找优秀推荐人的好起点.
Be thoughtful with the questionnaire. If your company chooses to go through an RFP or questionnaire process, choose questions that are tailored to the company’s specific needs. In addition to asking about the benefits themselves, companies should ask brokers about their customer service, 费用, 以及其他服务.
每个公司都不一样. 位置很重要. 如果你是一家总部位于田纳西州的公司，你应该有一个总部位于田纳西州的员工福利经纪人. Other considerations include company size and growth potential.

Eight Expectations of a 好处 Broker

经纪人应该就他们提供的福利与客户进行沟通和教育, as well as assist with the 招生 process for members.
经纪人应作为健康和风险管理活动的联络人, as well as establish a relationship with applicable vendors.
经纪人应提供宣传服务，协助所有符合资格和福利登记的会员解释福利, E的解释.O.B.’s, provide support for members with claims issues, 提供处方协助, and provide plan provisions and provider assistance.
The broker should offer COBRA and 125 plan administration, 包括COBRA通知和收到的保费对账(另收费).
经纪人应协助核对来自所有福利提供者的账单.
The broker should market, review, analyze, and propose plans at renewal.
经纪人应该知识渊博，并与供应商合作，以帮助确保遵守PPACA.
The broker should provide access to an online benefits 招生 tool.